{"Credit":"Good","balance_credit_acc":"no running account","duration":18,"moral":"paid back previous credits at this bank","verw":"used car","hoehe":1049,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":21,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":9,"moral":"paid back previous credits at this bank","verw":"other","hoehe":2799,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":36,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"retraining","hoehe":841,"sparkont":"< 100,- DM","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":23,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":12,"moral":"paid back previous credits at this bank","verw":"other","hoehe":2122,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":39,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"no"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":12,"moral":"paid back previous credits at this bank","verw":"other","hoehe":2171,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":38,"weitkred":"at other banks","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"no"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":10,"moral":"paid back previous credits at this bank","verw":"other","hoehe":2241,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":">= 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"not available / no assets","alter":48,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"no"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":8,"moral":"paid back previous credits at this bank","verw":"other","hoehe":3398,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":">= 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":39,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"no"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":6,"moral":"paid back previous credits at this bank","verw":"other","hoehe":1361,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":40,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"no"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":18,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":1098,"sparkont":"not available / no savings","beszeit":"unemployed","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":65,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"unemployed / unskilled with no permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":3758,"sparkont":"100,- <= ... < 500,- DM","beszeit":"unemployed","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":23,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"unemployed / unskilled with no permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":11,"moral":"paid back previous credits at this bank","verw":"other","hoehe":3905,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":36,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":30,"moral":"paid back previous credits at this bank","verw":"new car","hoehe":6187,"sparkont":"< 100,- DM","beszeit":"4 <= ... < 7 years","rate":">= 35","famges":"female: single","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":24,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":6,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":1957,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":31,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":48,"moral":"no problems with current credits at this bank","verw":"business","hoehe":7582,"sparkont":"< 100,- DM","beszeit":"unemployed","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":31,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1936,"sparkont":" >= 1000,- DM","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"female: single","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":23,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":6,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":2647,"sparkont":"100,- <= ... < 500,- DM","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"not available / no assets","alter":44,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":11,"moral":"paid back previous credits at this bank","verw":"other","hoehe":3939,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":40,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":3213,"sparkont":"100,- <= ... < 500,- DM","beszeit":"<= 1 year","rate":">= 35","famges":"female: single","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"not available / no assets","alter":25,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":36,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":2337,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":36,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":11,"moral":"paid back previous credits at this bank","verw":"other","hoehe":7228,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":39,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":6,"moral":"paid back previous credits at this bank","verw":"other","hoehe":3676,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"not available / no assets","alter":37,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"four or five","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":12,"moral":"paid back previous credits at this bank","verw":"other","hoehe":3124,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":">= 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"not available / no assets","alter":49,"weitkred":"at other banks","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":36,"moral":"no previous credits / paid back all previous credits","verw":"household appliances","hoehe":2384,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"< 1 year","verm":"Ownership of house or land","alter":33,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":12,"moral":"paid back previous credits at this bank","verw":"radio / television","hoehe":1424,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Car / Other","alter":26,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":6,"moral":"paid back previous credits at this bank","verw":"other","hoehe":4716,"sparkont":" >= 1000,- DM","beszeit":"<= 1 year","rate":">= 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"not available / no assets","alter":44,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":11,"moral":"no problems with current credits at this bank","verw":"items of furniture","hoehe":4771,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":51,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":652,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":24,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":9,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":1154,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":37,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"four or five","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":15,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":3556,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Ownership of house or land","alter":29,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":42,"moral":"paid back previous credits at this bank","verw":"new car","hoehe":4796,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":56,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":30,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":3017,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":47,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":36,"moral":"paid back previous credits at this bank","verw":"other","hoehe":3535,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":37,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":36,"moral":"paid back previous credits at this bank","verw":"other","hoehe":6614,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":34,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1376,"sparkont":"100,- <= ... < 500,- DM","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"Savings contract with a building society / Life insurance","alter":28,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":15,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1721,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"not available / no assets","alter":36,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":6,"moral":"paid back previous credits at this bank","verw":"other","hoehe":860,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":39,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"paid back previous credits at this bank","verw":"other","hoehe":1495,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"< 1 year","verm":"not available / no assets","alter":38,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":1934,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Ownership of house or land","alter":26,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":3378,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"< 1 year","verm":"Car / Other","alter":31,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"paid back previous credits at this bank","verw":"new car","hoehe":3868,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":41,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"two or three","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"paid back previous credits at this bank","verw":"household appliances","hoehe":996,"sparkont":" >= 1000,- DM","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":23,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"business","hoehe":1755,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"Guarantor","wohnzeit":">= 7 years","verm":"not available / no assets","alter":58,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":18,"moral":"paid back previous credits at this bank","verw":"other","hoehe":1028,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"not available / no assets","alter":36,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":24,"moral":"paid back previous credits at this bank","verw":"retraining","hoehe":2825,"sparkont":" >= 1000,- DM","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Ownership of house or land","alter":34,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"repair","hoehe":1239,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":61,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1216,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":23,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"retraining","hoehe":1258,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"< 1 year","verm":"not available / no assets","alter":25,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":18,"moral":"paid back previous credits at this bank","verw":"repair","hoehe":1864,"sparkont":"< 100,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":30,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1474,"sparkont":"< 100,- DM","beszeit":"<= 1 year","rate":"< 20","famges":"female: single","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"not available / no assets","alter":33,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":24,"moral":"paid back previous credits at this bank","verw":"retraining","hoehe":1382,"sparkont":"< 100,- DM","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"< 1 year","verm":"not available / no assets","alter":26,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":640,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: divorced / living apart","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":49,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":36,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":3919,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":23,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":9,"moral":"paid back previous credits at this bank","verw":"other","hoehe":1224,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":"< 1 year","verm":"not available / no assets","alter":30,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":2331,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":">= 35","famges":"male: married / widowed","buerge":"Co-Applicant","wohnzeit":">= 7 years","verm":"not available / no assets","alter":49,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":6313,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":41,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":12,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":385,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"not available / no assets","alter":58,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"six or more","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":1655,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":63,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":15,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1053,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"female: single","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":27,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"no"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":21,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":3160,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Car / Other","alter":41,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":36,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":3079,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":36,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"paid back previous credits at this bank","verw":"other","hoehe":1163,"sparkont":"100,- <= ... < 500,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":44,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":2679,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"Ownership of house or land","alter":29,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":48,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":3578,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"< 1 year","verm":"not available / no assets","alter":47,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":36,"moral":"no problems with current credits at this bank","verw":"other","hoehe":10875,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":45,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":12,"moral":"no problems with current credits at this bank","verw":"other","hoehe":1344,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":43,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":6,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":1237,"sparkont":"< 100,- DM","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"Car / Other","alter":27,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":3077,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":52,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":2284,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":28,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1567,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"Savings contract with a building society / Life insurance","alter":22,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
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{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":30,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1867,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":58,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":36,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":2299,"sparkont":"100,- <= ... < 500,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":39,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":929,"sparkont":" >= 1000,- DM","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":31,"weitkred":"at department store or mail order house","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":3399,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":37,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":9,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":2030,"sparkont":" >= 1000,- DM","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"< 1 year","verm":"Savings contract with a building society / Life insurance","alter":24,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
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{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"paid back previous credits at this bank","verw":"other","hoehe":1940,"sparkont":"500,- <= ... < 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":60,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":21,"moral":"paid back previous credits at this bank","verw":"other","hoehe":1602,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"female: single","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":30,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":15,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1979,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":35,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"paid back previous credits at this bank","verw":"other","hoehe":2022,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":37,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":36,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":3342,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":51,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
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{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":15,"moral":"paid back previous credits at this bank","verw":"new car","hoehe":2360,"sparkont":"100,- <= ... < 500,- DM","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":36,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
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{"Credit":"Good","balance_credit_acc":"no running account","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":3651,"sparkont":"500,- <= ... < 1000,- DM","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Car / Other","alter":31,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"paid back previous credits at this bank","verw":"new car","hoehe":2346,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":35,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":36,"moral":"no problems with current credits at this bank","verw":"items of furniture","hoehe":4454,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":34,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":6,"moral":"paid back previous credits at this bank","verw":"other","hoehe":666,"sparkont":"500,- <= ... < 1000,- DM","beszeit":"4 <= ... < 7 years","rate":"20 <= ... < 25","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":39,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":24,"moral":"no problems with current credits at this bank","verw":"other","hoehe":1965,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":42,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":12,"moral":"paid back previous credits at this bank","verw":"other","hoehe":1995,"sparkont":"< 100,- DM","beszeit":"<= 1 year","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"< 1 year","verm":"Savings contract with a building society / Life insurance","alter":27,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":30,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":2991,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":25,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":30,"moral":"hesitant payment of previous credits","verw":"retraining","hoehe":4221,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"Savings contract with a building society / Life insurance","alter":28,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":9,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1364,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":59,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":18,"moral":"paid back previous credits at this bank","verw":"used car","hoehe":6361,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"< 1 year","verm":"Ownership of house or land","alter":41,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":27,"moral":"paid back previous credits at this bank","verw":"used car","hoehe":4526,"sparkont":"500,- <= ... < 1000,- DM","beszeit":"<= 1 year","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":32,"weitkred":"at department store or mail order house","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":12,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":3573,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"not available / no assets","alter":23,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":36,"moral":"no problems with current credits at this bank","verw":"retraining","hoehe":4455,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: divorced / living apart","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":30,"weitkred":"at department store or mail order house","wohn":"rented flat","bishkred":"two or three","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":9,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":2136,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":25,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":42,"moral":"paid back previous credits at this bank","verw":"retraining","hoehe":5954,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"not available / no assets","alter":41,"weitkred":"at other banks","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"paid back previous credits at this bank","verw":"used car","hoehe":3777,"sparkont":"500,- <= ... < 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":40,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":15,"moral":"no previous credits / paid back all previous credits","verw":"retraining","hoehe":806,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":22,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":24,"moral":"no problems with current credits at this bank","verw":"retraining","hoehe":4712,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":34,"weitkred":"at other banks","wohn":"rented flat","bishkred":"two or three","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":36,"moral":"no problems with current credits at this bank","verw":"other","hoehe":7432,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":54,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":1851,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"female: single","buerge":"Guarantor","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":33,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1393,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"Guarantor","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":31,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"paid back previous credits at this bank","verw":"retraining","hoehe":1412,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"Guarantor","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":29,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1473,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"20 <= ... < 25","famges":"female: single","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":39,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1533,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":38,"weitkred":"at department store or mail order house","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"paid back previous credits at this bank","verw":"repair","hoehe":2012,"sparkont":" >= 1000,- DM","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":61,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":15,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":3959,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":29,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":6,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":428,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"Car / Other","alter":49,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":12,"moral":"paid back previous credits at this bank","verw":"other","hoehe":2366,"sparkont":"100,- <= ... < 500,- DM","beszeit":"4 <= ... < 7 years","rate":"20 <= ... < 25","famges":"male: divorced / living apart","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":36,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":763,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"not available / no assets","alter":26,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":21,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":3976,"sparkont":" >= 1000,- DM","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":35,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":6260,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"not available / no assets","alter":28,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":9,"moral":"paid back previous credits at this bank","verw":"used car","hoehe":1919,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":35,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":2603,"sparkont":"500,- <= ... < 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":28,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":9,"moral":"paid back previous credits at this bank","verw":"repair","hoehe":936,"sparkont":"100,- <= ... < 500,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":52,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":3062,"sparkont":"100,- <= ... < 500,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Ownership of house or land","alter":32,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":36,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":4795,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"Ownership of house or land","alter":30,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":36,"moral":"paid back previous credits at this bank","verw":"new car","hoehe":5842,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":35,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":6,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":2063,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"female: single","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":30,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":15,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":1459,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":43,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":15,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1213,"sparkont":"100,- <= ... < 500,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Car / Other","alter":47,"weitkred":"at department store or mail order house","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":5103,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"20 <= ... < 25","famges":"female: single","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Ownership of house or land","alter":47,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"four or five","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":15,"moral":"no previous credits / paid back all previous credits","verw":"radio / television","hoehe":874,"sparkont":" >= 1000,- DM","beszeit":"<= 1 year","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"not available / no assets","alter":24,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":6,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":2978,"sparkont":"100,- <= ... < 500,- DM","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":32,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1820,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"female: single","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":30,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":2872,"sparkont":"< 100,- DM","beszeit":">= 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":36,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":1925,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":26,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":2515,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":43,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":6,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":2116,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":41,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1453,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"20 <= ... < 25","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"not available / no assets","alter":26,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":10,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1364,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":64,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":6,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":1543,"sparkont":"500,- <= ... < 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: divorced / living apart","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":33,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1318,"sparkont":"500,- <= ... < 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":54,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":24,"moral":"problematic running account / there are further credits running but at other banks","verw":"other","hoehe":2325,"sparkont":"< 100,- DM","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":32,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":6,"moral":"paid back previous credits at this bank","verw":"vacation","hoehe":932,"sparkont":" >= 1000,- DM","beszeit":"4 <= ... < 7 years","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Car / Other","alter":39,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":24,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":3148,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":31,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":36,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":3835,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":45,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":9,"moral":"no previous credits / paid back all previous credits","verw":"repair","hoehe":3832,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":">= 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":64,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":5084,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":42,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":9,"moral":"paid back previous credits at this bank","verw":"used car","hoehe":2406,"sparkont":"not available / no savings","beszeit":"unemployed","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":31,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":36,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":2394,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":25,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
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{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":12,"moral":"problematic running account / there are further credits running but at other banks","verw":"items of furniture","hoehe":409,"sparkont":"500,- <= ... < 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"not available / no assets","alter":42,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":2171,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":29,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":48,"moral":"paid back previous credits at this bank","verw":"new car","hoehe":8858,"sparkont":" >= 1000,- DM","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"< 1 year","verm":"Ownership of house or land","alter":35,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
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{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1158,"sparkont":"100,- <= ... < 500,- DM","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"male: divorced / living apart","buerge":"none","wohnzeit":"< 1 year","verm":"Savings contract with a building society / Life insurance","alter":26,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":2684,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":35,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1498,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"Savings contract with a building society / Life insurance","alter":23,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":30,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":5954,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"Co-Applicant","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":38,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
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{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":3972,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":25,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
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{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":15,"moral":"no previous credits / paid back all previous credits","verw":"repair","hoehe":392,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":23,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
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{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":36,"moral":"no previous credits / paid back all previous credits","verw":"retraining","hoehe":5742,"sparkont":"< 100,- DM","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":31,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":2390,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":50,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":3430,"sparkont":"100,- <= ... < 500,- DM","beszeit":">= 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":31,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":36,"moral":"no previous credits / paid back all previous credits","verw":"repair","hoehe":2273,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":"< 1 year","verm":"Savings contract with a building society / Life insurance","alter":32,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":21,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":2923,"sparkont":"< 100,- DM","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"Savings contract with a building society / Life insurance","alter":28,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1901,"sparkont":"< 100,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":29,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":36,"moral":"no previous credits / paid back all previous credits","verw":"repair","hoehe":3711,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"female: single","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":27,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":48,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":8487,"sparkont":" >= 1000,- DM","beszeit":"4 <= ... < 7 years","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":24,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":2255,"sparkont":" >= 1000,- DM","beszeit":"<= 1 year","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"< 1 year","verm":"Car / Other","alter":54,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1262,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":25,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":33,"moral":"paid back previous credits at this bank","verw":"new car","hoehe":7253,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":35,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":6,"moral":"paid back previous credits at this bank","verw":"other","hoehe":6761,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":">= 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Ownership of house or land","alter":45,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"executive / self-employed / higher civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":18,"moral":"paid back previous credits at this bank","verw":"used car","hoehe":1817,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Ownership of house or land","alter":28,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":2141,"sparkont":"< 100,- DM","beszeit":"4 <= ... < 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":"< 1 year","verm":"Ownership of house or land","alter":35,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":48,"moral":"problematic running account / there are further credits running but at other banks","verw":"retraining","hoehe":3609,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"not available / no assets","alter":27,"weitkred":"at department store or mail order house","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":30,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":2333,"sparkont":"100,- <= ... < 500,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":30,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":28,"moral":"problematic running account / there are further credits running but at other banks","verw":"new car","hoehe":7824,"sparkont":" >= 1000,- DM","beszeit":"<= 1 year","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"Guarantor","wohnzeit":">= 7 years","verm":"not available / no assets","alter":40,"weitkred":"at other banks","wohn":"free apartment","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":18,"moral":"problematic running account / there are further credits running but at other banks","verw":"items of furniture","hoehe":1445,"sparkont":" >= 1000,- DM","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":49,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":7721,"sparkont":" >= 1000,- DM","beszeit":"<= 1 year","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":30,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"no"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":21,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":3763,"sparkont":" >= 1000,- DM","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"Co-Applicant","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":24,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"no"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"retraining","hoehe":4439,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":">= 35","famges":"male: married / widowed","buerge":"Co-Applicant","wohnzeit":"< 1 year","verm":"not available / no assets","alter":33,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1107,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":20,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":15,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1444,"sparkont":" >= 1000,- DM","beszeit":"<= 1 year","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"< 1 year","verm":"Car / Other","alter":23,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":48,"moral":"problematic running account / there are further credits running but at other banks","verw":"other","hoehe":12169,"sparkont":" >= 1000,- DM","beszeit":"unemployed","rate":"< 20","famges":"male: married / widowed","buerge":"Co-Applicant","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":36,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":9,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":2753,"sparkont":"< 100,- DM","beszeit":">= 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"Co-Applicant","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":35,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":4,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1494,"sparkont":" >= 1000,- DM","beszeit":"<= 1 year","rate":">= 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":29,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"no"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":24,"moral":"problematic running account / there are further credits running but at other banks","verw":"used car","hoehe":2828,"sparkont":"100,- <= ... < 500,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":22,"weitkred":"at department store or mail order house","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":24,"moral":"problematic running account / there are further credits running but at other banks","verw":"used car","hoehe":2483,"sparkont":"100,- <= ... < 500,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":22,"weitkred":"at department store or mail order house","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":6,"moral":"paid back previous credits at this bank","verw":"other","hoehe":1299,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"< 1 year","verm":"not available / no assets","alter":74,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"four or five","beruf":"unemployed / unskilled with no permanent residence","pers":"0 to 2","telef":"no","gastarb":"no"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":9,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1549,"sparkont":" >= 1000,- DM","beszeit":"<= 1 year","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":35,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unemployed / unskilled with no permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":10,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":3949,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":">= 35","famges":"male: married / widowed","buerge":"Guarantor","wohnzeit":"< 1 year","verm":"Car / Other","alter":37,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":10,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":2901,"sparkont":" >= 1000,- DM","beszeit":"<= 1 year","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":31,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":6,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":709,"sparkont":"500,- <= ... < 1000,- DM","beszeit":"<= 1 year","rate":"25 <= ... < 35","famges":"female: single","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":27,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unemployed / unskilled with no permanent residence","pers":"3 and more","telef":"no","gastarb":"no"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":47,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":10722,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"not available / no assets","alter":35,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":10,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1287,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"Co-Applicant","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":45,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"no"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":18,"moral":"problematic running account / there are further credits running but at other banks","verw":"items of furniture","hoehe":1940,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"Co-Applicant","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":36,"weitkred":"at other banks","wohn":"owner-occupied flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":30,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":3656,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":49,"weitkred":"at department store or mail order house","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
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{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":1516,"sparkont":"500,- <= ... < 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"not available / no assets","alter":43,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
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{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":48,"moral":"problematic running account / there are further credits running but at other banks","verw":"retraining","hoehe":3566,"sparkont":"< 100,- DM","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":30,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1278,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"< 1 year","verm":"not available / no assets","alter":36,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":6,"moral":"hesitant payment of previous credits","verw":"items of furniture","hoehe":426,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"female: single","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":39,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":39,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":8588,"sparkont":"< 100,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":45,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":30,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":3857,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: divorced / living apart","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":40,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":685,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"female: single","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":25,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1603,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":55,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":21,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":2241,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":50,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":2384,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":64,"weitkred":"at other banks","wohn":"free apartment","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
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{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":39,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":2569,"sparkont":"100,- <= ... < 500,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":24,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":15,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":1316,"sparkont":"100,- <= ... < 500,- DM","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"female: single","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":47,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":60,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":10366,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":42,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"retraining","hoehe":1568,"sparkont":"< 100,- DM","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":24,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":18,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":629,"sparkont":"100,- <= ... < 500,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Car / Other","alter":32,"weitkred":"at other banks","wohn":"rented flat","bishkred":"two or three","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":6,"moral":"problematic running account / there are further credits running but at other banks","verw":"items of furniture","hoehe":1750,"sparkont":"100,- <= ... < 500,- DM","beszeit":">= 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":45,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":3488,"sparkont":"< 100,- DM","beszeit":"4 <= ... < 7 years","rate":"20 <= ... < 25","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":23,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":18,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":1800,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":24,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"no problems with current credits at this bank","verw":"used car","hoehe":4151,"sparkont":"< 100,- DM","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Car / Other","alter":35,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":15,"moral":"no previous credits / paid back all previous credits","verw":"household appliances","hoehe":2631,"sparkont":"< 100,- DM","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":25,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":21,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":5248,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":26,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":18,"moral":"no problems with current credits at this bank","verw":"other","hoehe":2899,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":43,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":18,"moral":"no problems with current credits at this bank","verw":"household appliances","hoehe":6204,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":44,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"yes","gastarb":"yes"}
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{"Credit":"Good","balance_credit_acc":"no running account","duration":15,"moral":"no problems with current credits at this bank","verw":"used car","hoehe":3643,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":27,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
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{"Credit":"Good","balance_credit_acc":"no running account","duration":10,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":2315,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":52,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
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{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":10,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":1275,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":23,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
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{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1493,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":34,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
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{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":9,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":2118,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":37,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"yes"}
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{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"paid back previous credits at this bank","verw":"used car","hoehe":1258,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":22,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
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{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":36,"moral":"no problems with current credits at this bank","verw":"used car","hoehe":7678,"sparkont":"100,- <= ... < 500,- DM","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":40,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
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{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":15,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":3568,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":54,"weitkred":"at other banks","wohn":"free apartment","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":21,"moral":"paid back previous credits at this bank","verw":"retraining","hoehe":3652,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Car / Other","alter":27,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":3660,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":28,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":9,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1126,"sparkont":"< 100,- DM","beszeit":">= 7 years","rate":"25 <= ... < 35","famges":"male: divorced / living apart","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":49,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":6,"moral":"no problems with current credits at this bank","verw":"items of furniture","hoehe":683,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"Car / Other","alter":29,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":2251,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":46,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":4675,"sparkont":" >= 1000,- DM","beszeit":"<= 1 year","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":20,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":21,"moral":"no problems with current credits at this bank","verw":"other","hoehe":2353,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"male: divorced / living apart","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":47,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":21,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":3357,"sparkont":"500,- <= ... < 1000,- DM","beszeit":"<= 1 year","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":29,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":6,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":672,"sparkont":"not available / no savings","beszeit":"unemployed","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":54,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unemployed / unskilled with no permanent residence","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":6,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":338,"sparkont":"100,- <= ... < 500,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":52,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":9,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":2697,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":32,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":9,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":2507,"sparkont":"100,- <= ... < 500,- DM","beszeit":">= 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":51,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":15,"moral":"no problems with current credits at this bank","verw":"items of furniture","hoehe":1478,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: single","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"not available / no assets","alter":33,"weitkred":"at other banks","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"paid back previous credits at this bank","verw":"repair","hoehe":3565,"sparkont":" >= 1000,- DM","beszeit":"<= 1 year","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"< 1 year","verm":"Car / Other","alter":37,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":15,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":2221,"sparkont":"100,- <= ... < 500,- DM","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":20,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":6,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":1898,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":34,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":6,"moral":"no problems with current credits at this bank","verw":"retraining","hoehe":1449,"sparkont":"< 100,- DM","beszeit":">= 7 years","rate":">= 35","famges":"male: divorced / living apart","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":31,"weitkred":"at other banks","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":15,"moral":"no problems with current credits at this bank","verw":"used car","hoehe":960,"sparkont":"500,- <= ... < 1000,- DM","beszeit":"4 <= ... < 7 years","rate":"20 <= ... < 25","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":30,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":36,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":8133,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":30,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":9,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":2301,"sparkont":"< 100,- DM","beszeit":"<= 1 year","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":22,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":6,"moral":"no problems with current credits at this bank","verw":"retraining","hoehe":1743,"sparkont":"< 100,- DM","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":34,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":983,"sparkont":"500,- <= ... < 1000,- DM","beszeit":"<= 1 year","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":19,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":18,"moral":"no problems with current credits at this bank","verw":"items of furniture","hoehe":2320,"sparkont":"not available / no savings","beszeit":"unemployed","rate":"25 <= ... < 35","famges":"female: single","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"not available / no assets","alter":34,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":12,"moral":"problematic running account / there are further credits running but at other banks","verw":"vacation","hoehe":339,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"female: single","buerge":"none","wohnzeit":"< 1 year","verm":"Savings contract with a building society / Life insurance","alter":45,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":5152,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":25,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":3749,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":26,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":9,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":3074,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":33,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"0 <= ... <= 200","duration":9,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":745,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":28,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1469,"sparkont":"< 100,- DM","beszeit":">= 7 years","rate":"< 20","famges":"female: single","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":41,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":6,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":1374,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":36,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":6,"moral":"problematic running account / there are further credits running but at other banks","verw":"other","hoehe":783,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"male: married / widowed","buerge":"Guarantor","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":26,"weitkred":"at department store or mail order house","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":21,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":2606,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":28,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":54,"moral":"hesitant payment of previous credits","verw":"new car","hoehe":9436,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":39,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":930,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":65,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"six or more","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":48,"moral":"paid back previous credits at this bank","verw":"new car","hoehe":2751,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":38,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":6,"moral":"paid back previous credits at this bank","verw":"other","hoehe":250,"sparkont":"500,- <= ... < 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":41,"weitkred":"at other banks","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1201,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"< 1 year","verm":"Car / Other","alter":26,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":6,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":662,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":41,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":15,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":1300,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":45,"weitkred":"at other banks","wohn":"owner-occupied flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"problematic running account / there are further credits running but at other banks","verw":"retraining","hoehe":1559,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":40,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":3016,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"female: single","buerge":"none","wohnzeit":"< 1 year","verm":"Savings contract with a building society / Life insurance","alter":24,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":15,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":1360,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":31,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":6,"moral":"hesitant payment of previous credits","verw":"other","hoehe":1204,"sparkont":"< 100,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"< 1 year","verm":"Ownership of house or land","alter":35,"weitkred":"at other banks","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"no"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":10,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1597,"sparkont":"100,- <= ... < 500,- DM","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Ownership of house or land","alter":40,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"no"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":2073,"sparkont":"< 100,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"Co-Applicant","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":28,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":11,"moral":"no previous credits / paid back all previous credits","verw":"retraining","hoehe":2142,"sparkont":"500,- <= ... < 1000,- DM","beszeit":">= 7 years","rate":">= 35","famges":"male: divorced / living apart","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":28,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":10,"moral":"paid back previous credits at this bank","verw":"used car","hoehe":2132,"sparkont":" >= 1000,- DM","beszeit":"<= 1 year","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"Co-Applicant","wohnzeit":"4 <= ... < 7 years","verm":"not available / no assets","alter":27,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"no"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":10,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1546,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":31,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"no"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"paid back previous credits at this bank","verw":"other","hoehe":1287,"sparkont":"500,- <= ... < 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":37,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":10,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1418,"sparkont":"< 100,- DM","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":35,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"no"}
{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":6,"moral":"paid back previous credits at this bank","verw":"other","hoehe":1343,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":">= 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":46,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"no"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":2662,"sparkont":" >= 1000,- DM","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Car / Other","alter":32,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"no"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":18,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":6070,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":33,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"paid back previous credits at this bank","verw":"repair","hoehe":1927,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":33,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":18,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":2404,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":26,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":6,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":1554,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":24,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":22,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1283,"sparkont":" >= 1000,- DM","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":25,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"no problems with current credits at this bank","verw":"other","hoehe":717,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"female: single","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":54,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":1747,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"male: married / widowed","buerge":"Co-Applicant","wohnzeit":"< 1 year","verm":"Car / Other","alter":24,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"no"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":9,"moral":"paid back previous credits at this bank","verw":"household appliances","hoehe":1288,"sparkont":"< 100,- DM","beszeit":">= 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"Guarantor","wohnzeit":">= 7 years","verm":"not available / no assets","alter":48,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"no"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":10,"moral":"paid back previous credits at this bank","verw":"other","hoehe":1038,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"Co-Applicant","wohnzeit":"4 <= ... < 7 years","verm":"Car / Other","alter":49,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":10,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":2848,"sparkont":"< 100,- DM","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"male: married / widowed","buerge":"Co-Applicant","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":32,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":1413,"sparkont":"500,- <= ... < 1000,- DM","beszeit":"4 <= ... < 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":55,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"no"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":30,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":3077,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":40,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":24,"moral":"problematic running account / there are further credits running but at other banks","verw":"new car","hoehe":3632,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"Guarantor","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":22,"weitkred":"at other banks","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"no"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":18,"moral":"paid back previous credits at this bank","verw":"new car","hoehe":3229,"sparkont":" >= 1000,- DM","beszeit":"unemployed","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":38,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":9,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":3577,"sparkont":"< 100,- DM","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"male: married / widowed","buerge":"Guarantor","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":26,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"no"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"paid back previous credits at this bank","verw":"other","hoehe":682,"sparkont":"< 100,- DM","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":51,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":10,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1924,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":38,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"no"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":10,"moral":"no previous credits / paid back all previous credits","verw":"repair","hoehe":727,"sparkont":"100,- <= ... < 500,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":46,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":10,"moral":"paid back previous credits at this bank","verw":"other","hoehe":781,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":63,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":12,"moral":"paid back previous credits at this bank","verw":"other","hoehe":2121,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":30,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"paid back previous credits at this bank","verw":"repair","hoehe":701,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":32,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":10,"moral":"paid back previous credits at this bank","verw":"used car","hoehe":2069,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"female: single","buerge":"none","wohnzeit":"< 1 year","verm":"Savings contract with a building society / Life insurance","alter":26,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"no"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1525,"sparkont":"500,- <= ... < 1000,- DM","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":34,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":48,"moral":"paid back previous credits at this bank","verw":"retraining","hoehe":7629,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: divorced / living apart","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":46,"weitkred":"at other banks","wohn":"rented flat","bishkred":"two or three","beruf":"executive / self-employed / higher civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":12,"moral":"paid back previous credits at this bank","verw":"other","hoehe":3499,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"female: divorced / living apart / married","buerge":"Co-Applicant","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":29,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":6,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1346,"sparkont":"< 100,- DM","beszeit":">= 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":42,"weitkred":"at other banks","wohn":"owner-occupied flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":36,"moral":"paid back previous credits at this bank","verw":"new car","hoehe":10477,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":42,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":2924,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"Guarantor","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":63,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":10,"moral":"paid back previous credits at this bank","verw":"other","hoehe":1231,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":32,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"no"}
{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1961,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"20 <= ... < 25","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":23,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":15,"moral":"paid back previous credits at this bank","verw":"other","hoehe":5045,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":59,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"paid back previous credits at this bank","verw":"other","hoehe":1255,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":61,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":1858,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"Savings contract with a building society / Life insurance","alter":22,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":6,"moral":"paid back previous credits at this bank","verw":"used car","hoehe":1221,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"female: single","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":27,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":9,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":1388,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":26,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":2279,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":37,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"hesitant payment of previous credits","verw":"used car","hoehe":2759,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":34,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1258,"sparkont":"100,- <= ... < 500,- DM","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":57,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":12,"moral":"hesitant payment of previous credits","verw":"vacation","hoehe":1410,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":31,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":15,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1403,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":28,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":3021,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: divorced / living apart","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":24,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"retraining","hoehe":6568,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"female: single","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":21,"weitkred":"at department store or mail order house","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":2578,"sparkont":"500,- <= ... < 1000,- DM","beszeit":">= 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":34,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":24,"moral":"paid back previous credits at this bank","verw":"new car","hoehe":7758,"sparkont":"500,- <= ... < 1000,- DM","beszeit":">= 7 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":29,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":6,"moral":"no previous credits / paid back all previous credits","verw":"radio / television","hoehe":343,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"not available / no assets","alter":27,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":21,"moral":"no problems with current credits at this bank","verw":"used car","hoehe":1591,"sparkont":"< 100,- DM","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"not available / no assets","alter":34,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":27,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":3416,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":27,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":12,"moral":"hesitant payment of previous credits","verw":"household appliances","hoehe":1108,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"not available / no assets","alter":28,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":27,"moral":"no problems with current credits at this bank","verw":"new car","hoehe":5965,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":">= 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":30,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":15,"moral":"no previous credits / paid back all previous credits","verw":"household appliances","hoehe":1514,"sparkont":"< 100,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"Guarantor","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":22,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":30,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":6742,"sparkont":" >= 1000,- DM","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Car / Other","alter":36,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":3650,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":22,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":21,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":3599,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":26,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":60,"moral":"paid back previous credits at this bank","verw":"other","hoehe":13756,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":63,"weitkred":"at other banks","wohn":"owner-occupied flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":9,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":276,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: single","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":22,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":42,"moral":"paid back previous credits at this bank","verw":"used car","hoehe":4041,"sparkont":"100,- <= ... < 500,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":36,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":9,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":458,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"not available / no assets","alter":24,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":9,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":918,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"Car / Other","alter":30,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":7393,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":43,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":10,"moral":"no previous credits / paid back all previous credits","verw":"radio / television","hoehe":1225,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":37,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":2812,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":26,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":15,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":3029,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":33,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":12,"moral":"paid back previous credits at this bank","verw":"other","hoehe":1480,"sparkont":"100,- <= ... < 500,- DM","beszeit":"unemployed","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":66,"weitkred":"at other banks","wohn":"owner-occupied flat","bishkred":"four or five","beruf":"unemployed / unskilled with no permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":6,"moral":"paid back previous credits at this bank","verw":"repair","hoehe":1047,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":50,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":15,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":1471,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":35,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":5511,"sparkont":"< 100,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"< 1 year","verm":"Savings contract with a building society / Life insurance","alter":25,"weitkred":"at department store or mail order house","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":9,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1206,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":25,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":24,"moral":"no problems with current credits at this bank","verw":"items of furniture","hoehe":6403,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":">= 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":33,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":707,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":30,"weitkred":"at other banks","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"no problems with current credits at this bank","verw":"new car","hoehe":1503,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: single","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":41,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":6078,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":32,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":27,"moral":"no previous credits / paid back all previous credits","verw":"retraining","hoehe":2528,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"Car / Other","alter":32,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"retraining","hoehe":1037,"sparkont":"< 100,- DM","beszeit":"4 <= ... < 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":39,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":6,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":1352,"sparkont":"100,- <= ... < 500,- DM","beszeit":"unemployed","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":23,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"unemployed / unskilled with no permanent residence","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":3181,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":26,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":4594,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":32,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":48,"moral":"no previous credits / paid back all previous credits","verw":"business","hoehe":5381,"sparkont":" >= 1000,- DM","beszeit":"unemployed","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":40,"weitkred":"at other banks","wohn":"owner-occupied flat","bishkred":"one","beruf":"unemployed / unskilled with no permanent residence","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":15,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":4657,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":30,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":9,"moral":"no previous credits / paid back all previous credits","verw":"retraining","hoehe":1391,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"female: single","buerge":"none","wohnzeit":"< 1 year","verm":"not available / no assets","alter":27,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"retraining","hoehe":1913,"sparkont":"500,- <= ... < 1000,- DM","beszeit":"<= 1 year","rate":"20 <= ... < 25","famges":"female: single","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"not available / no assets","alter":36,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":42,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":7166,"sparkont":" >= 1000,- DM","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"female: single","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":29,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":13,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1409,"sparkont":"< 100,- DM","beszeit":"unemployed","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":64,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"no problems with current credits at this bank","verw":"retraining","hoehe":2978,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":32,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":976,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":35,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"no problems with current credits at this bank","verw":"retraining","hoehe":2375,"sparkont":"100,- <= ... < 500,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":44,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":522,"sparkont":"100,- <= ... < 500,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":42,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":28,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":2743,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":29,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":11,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":1154,"sparkont":"< 100,- DM","beszeit":"unemployed","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":57,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"four or five","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"paid back previous credits at this bank","verw":"new car","hoehe":5804,"sparkont":"500,- <= ... < 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":27,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":18,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":1169,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Car / Other","alter":29,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":15,"moral":"paid back previous credits at this bank","verw":"used car","hoehe":1478,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":44,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":776,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: single","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":28,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":11,"moral":"paid back previous credits at this bank","verw":"other","hoehe":1322,"sparkont":"500,- <= ... < 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":40,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":16,"moral":"paid back previous credits at this bank","verw":"other","hoehe":1175,"sparkont":"not available / no savings","beszeit":"unemployed","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":68,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"four or five","beruf":"unemployed / unskilled with no permanent residence","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":2133,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":52,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":15,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":1829,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":46,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":717,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":52,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"four or five","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":39,"moral":"no problems with current credits at this bank","verw":"repair","hoehe":11760,"sparkont":"< 100,- DM","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Ownership of house or land","alter":32,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":9,"moral":"paid back previous credits at this bank","verw":"repair","hoehe":1501,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":34,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"repair","hoehe":1200,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":23,"weitkred":"at other banks","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":9,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":3195,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":33,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":30,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":4530,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":26,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"no problems with current credits at this bank","verw":"household appliances","hoehe":1555,"sparkont":"500,- <= ... < 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":55,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":15,"moral":"paid back previous credits at this bank","verw":"retraining","hoehe":2326,"sparkont":"100,- <= ... < 500,- DM","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":27,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":18,"moral":"paid back previous credits at this bank","verw":"retraining","hoehe":1887,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: single","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":28,"weitkred":"at other banks","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"paid back previous credits at this bank","verw":"retraining","hoehe":1264,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":57,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":7,"moral":"no problems with current credits at this bank","verw":"items of furniture","hoehe":846,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":36,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":15,"moral":"paid back previous credits at this bank","verw":"repair","hoehe":1532,"sparkont":"< 100,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":31,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":6,"moral":"no problems with current credits at this bank","verw":"items of furniture","hoehe":935,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":24,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":27,"moral":"paid back previous credits at this bank","verw":"retraining","hoehe":2442,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":43,"weitkred":"at department store or mail order house","wohn":"rented flat","bishkred":"six or more","beruf":"executive / self-employed / higher civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":18,"moral":"paid back previous credits at this bank","verw":"retraining","hoehe":3590,"sparkont":"not available / no savings","beszeit":"unemployed","rate":"20 <= ... < 25","famges":"female: single","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":40,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"four or five","beruf":"unemployed / unskilled with no permanent residence","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":21,"moral":"paid back previous credits at this bank","verw":"used car","hoehe":2288,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":23,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":27,"moral":"no problems with current credits at this bank","verw":"retraining","hoehe":5117,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":26,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":39,"moral":"paid back previous credits at this bank","verw":"used car","hoehe":14179,"sparkont":" >= 1000,- DM","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":30,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":15,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1386,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: single","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":40,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":618,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":56,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":1574,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":50,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":6,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":700,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":36,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":886,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":21,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":36,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":4686,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Ownership of house or land","alter":32,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":9,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":790,"sparkont":"100,- <= ... < 500,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"not available / no assets","alter":66,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":766,"sparkont":"100,- <= ... < 500,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"not available / no assets","alter":66,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":20,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":2212,"sparkont":" >= 1000,- DM","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":39,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":10,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":7308,"sparkont":"not available / no savings","beszeit":"unemployed","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":70,"weitkred":"at other banks","wohn":"owner-occupied flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":24,"moral":"paid back previous credits at this bank","verw":"repair","hoehe":5743,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":24,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":14,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":3973,"sparkont":"not available / no savings","beszeit":"unemployed","rate":">= 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":22,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":60,"moral":"no problems with current credits at this bank","verw":"items of furniture","hoehe":7418,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"< 1 year","verm":"not available / no assets","alter":27,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":20,"moral":"no problems with current credits at this bank","verw":"business","hoehe":2629,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":29,"weitkred":"at other banks","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"retraining","hoehe":1941,"sparkont":"500,- <= ... < 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":35,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":24,"moral":"no problems with current credits at this bank","verw":"used car","hoehe":2333,"sparkont":" >= 1000,- DM","beszeit":"<= 1 year","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":29,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":2445,"sparkont":" >= 1000,- DM","beszeit":"<= 1 year","rate":"25 <= ... < 35","famges":"female: single","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":26,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":20,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":6468,"sparkont":" >= 1000,- DM","beszeit":"unemployed","rate":">= 35","famges":"male: divorced / living apart","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":60,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":18,"moral":"paid back previous credits at this bank","verw":"used car","hoehe":7374,"sparkont":"not available / no savings","beszeit":"unemployed","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":40,"weitkred":"at department store or mail order house","wohn":"rented flat","bishkred":"two or three","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":15,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":3812,"sparkont":"< 100,- DM","beszeit":"<= 1 year","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":23,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
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{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":7472,"sparkont":" >= 1000,- DM","beszeit":"unemployed","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":24,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"unemployed / unskilled with no permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":1424,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"20 <= ... < 25","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":55,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":2028,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":30,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
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{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"repair","hoehe":1393,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":47,"weitkred":"at other banks","wohn":"rented flat","bishkred":"four or five","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
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{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":999,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":25,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":36,"moral":"no previous credits / paid back all previous credits","verw":"retraining","hoehe":7409,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":37,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":15,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":2186,"sparkont":" >= 1000,- DM","beszeit":"4 <= ... < 7 years","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":33,"weitkred":"at other banks","wohn":"free apartment","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":36,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":4473,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":31,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"vacation","hoehe":937,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"female: single","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":27,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
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{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"paid back previous credits at this bank","verw":"repair","hoehe":2748,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":57,"weitkred":"at other banks","wohn":"owner-occupied flat","bishkred":"four or five","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"household appliances","hoehe":3872,"sparkont":"not available / no savings","beszeit":"unemployed","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":67,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
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{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"paid back previous credits at this bank","verw":"retraining","hoehe":1185,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":27,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
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{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":6,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":1740,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"25 <= ... < 35","famges":"female: single","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":30,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":1240,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":38,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"paid back previous credits at this bank","verw":"new car","hoehe":6842,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":46,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"executive / self-employed / higher civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"paid back previous credits at this bank","verw":"used car","hoehe":5150,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":33,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":6,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1203,"sparkont":"< 100,- DM","beszeit":">= 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":43,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":6,"moral":"paid back previous credits at this bank","verw":"other","hoehe":2080,"sparkont":"100,- <= ... < 500,- DM","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"female: single","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":24,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":6,"moral":"no previous credits / paid back all previous credits","verw":"repair","hoehe":1538,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Ownership of house or land","alter":56,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":24,"moral":"paid back previous credits at this bank","verw":"other","hoehe":3878,"sparkont":"< 100,- DM","beszeit":"<= 1 year","rate":"< 20","famges":"male: divorced / living apart","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":37,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":30,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":3832,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"25 <= ... < 35","famges":"female: single","buerge":"none","wohnzeit":"< 1 year","verm":"Car / Other","alter":22,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":15,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":3186,"sparkont":"500,- <= ... < 1000,- DM","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":20,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":2896,"sparkont":"< 100,- DM","beszeit":"<= 1 year","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"< 1 year","verm":"Savings contract with a building society / Life insurance","alter":29,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":24,"moral":"no problems with current credits at this bank","verw":"retraining","hoehe":6967,"sparkont":"< 100,- DM","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":36,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":36,"moral":"no previous credits / paid back all previous credits","verw":"repair","hoehe":1819,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":37,"weitkred":"at department store or mail order house","wohn":"owner-occupied flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":5943,"sparkont":" >= 1000,- DM","beszeit":"<= 1 year","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"Savings contract with a building society / Life insurance","alter":44,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":36,"moral":"paid back previous credits at this bank","verw":"used car","hoehe":7127,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":23,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":36,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":3349,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":28,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":36,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":10974,"sparkont":"not available / no savings","beszeit":"unemployed","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":26,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":6,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":518,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"not available / no assets","alter":29,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1126,"sparkont":" >= 1000,- DM","beszeit":"<= 1 year","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":21,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":12,"moral":"paid back previous credits at this bank","verw":"new car","hoehe":1860,"sparkont":"not available / no savings","beszeit":"unemployed","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":34,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":36,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":9566,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":31,"weitkred":"at department store or mail order house","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":701,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: single","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":40,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":2930,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"not available / no assets","alter":27,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1505,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Ownership of house or land","alter":32,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":18,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":2238,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"Savings contract with a building society / Life insurance","alter":25,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":4,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":1503,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"< 1 year","verm":"not available / no assets","alter":42,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"paid back previous credits at this bank","verw":"new car","hoehe":2197,"sparkont":" >= 1000,- DM","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":43,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1881,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":44,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":18,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":1880,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"female: single","buerge":"none","wohnzeit":"< 1 year","verm":"Car / Other","alter":32,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":2389,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"Savings contract with a building society / Life insurance","alter":27,"weitkred":"at department store or mail order house","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1967,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":20,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":4,"moral":"paid back previous credits at this bank","verw":"other","hoehe":3380,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"not available / no assets","alter":37,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":4,"moral":"paid back previous credits at this bank","verw":"other","hoehe":1455,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"< 1 year","verm":"not available / no assets","alter":42,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"four or five","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":7,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":730,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":46,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":18,"moral":"hesitant payment of previous credits","verw":"used car","hoehe":3244,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":33,"weitkred":"at other banks","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":9,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1670,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":22,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":48,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":3979,"sparkont":" >= 1000,- DM","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"< 1 year","verm":"Savings contract with a building society / Life insurance","alter":41,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":1922,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":37,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":18,"moral":"paid back previous credits at this bank","verw":"used car","hoehe":1295,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"Car / Other","alter":27,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":4,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":1544,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"< 1 year","verm":"not available / no assets","alter":42,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"four or five","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":8,"moral":"no previous credits / paid back all previous credits","verw":"retraining","hoehe":907,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"20 <= ... < 25","famges":"female: single","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":26,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":30,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1715,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"Savings contract with a building society / Life insurance","alter":26,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":10,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":1347,"sparkont":" >= 1000,- DM","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":27,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1007,"sparkont":"500,- <= ... < 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: single","buerge":"none","wohnzeit":"< 1 year","verm":"not available / no assets","alter":22,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"paid back previous credits at this bank","verw":"used car","hoehe":1402,"sparkont":"100,- <= ... < 500,- DM","beszeit":"4 <= ... < 7 years","rate":"20 <= ... < 25","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":37,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":2002,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":30,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"paid back previous credits at this bank","verw":"repair","hoehe":2096,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"not available / no assets","alter":49,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1101,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"female: single","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":27,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":10,"moral":"no previous credits / paid back all previous credits","verw":"vacation","hoehe":894,"sparkont":" >= 1000,- DM","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Car / Other","alter":40,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":11,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":1577,"sparkont":"500,- <= ... < 1000,- DM","beszeit":"<= 1 year","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"not available / no assets","alter":20,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":33,"moral":"no problems with current credits at this bank","verw":"retraining","hoehe":2764,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":26,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":48,"moral":"hesitant payment of previous credits","verw":"other","hoehe":8358,"sparkont":"100,- <= ... < 500,- DM","beszeit":"<= 1 year","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"Savings contract with a building society / Life insurance","alter":30,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":1474,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"Car / Other","alter":33,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":5433,"sparkont":" >= 1000,- DM","beszeit":"unemployed","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":26,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":14,"moral":"no previous credits / paid back all previous credits","verw":"retraining","hoehe":1410,"sparkont":"100,- <= ... < 500,- DM","beszeit":">= 7 years","rate":">= 35","famges":"female: single","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":35,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":20,"moral":"paid back previous credits at this bank","verw":"other","hoehe":3485,"sparkont":" >= 1000,- DM","beszeit":"<= 1 year","rate":"25 <= ... < 35","famges":"male: divorced / living apart","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":44,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":18,"moral":"paid back previous credits at this bank","verw":"new car","hoehe":3850,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":"< 1 year","verm":"Savings contract with a building society / Life insurance","alter":27,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":60,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":7408,"sparkont":"< 100,- DM","beszeit":"<= 1 year","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":24,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1377,"sparkont":"< 100,- DM","beszeit":">= 7 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Ownership of house or land","alter":47,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":30,"moral":"no problems with current credits at this bank","verw":"retraining","hoehe":4272,"sparkont":"< 100,- DM","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":26,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":24,"moral":"no problems with current credits at this bank","verw":"items of furniture","hoehe":1553,"sparkont":"< 100,- DM","beszeit":"4 <= ... < 7 years","rate":"20 <= ... < 25","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":23,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":36,"moral":"no problems with current credits at this bank","verw":"retraining","hoehe":9857,"sparkont":"< 100,- DM","beszeit":"4 <= ... < 7 years","rate":">= 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Car / Other","alter":31,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":6,"moral":"paid back previous credits at this bank","verw":"other","hoehe":362,"sparkont":"< 100,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":52,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"paid back previous credits at this bank","verw":"used car","hoehe":1935,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":43,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"four or five","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":48,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":10222,"sparkont":" >= 1000,- DM","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":37,"weitkred":"at department store or mail order house","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1330,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"< 1 year","verm":"not available / no assets","alter":26,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":36,"moral":"no previous credits / paid back all previous credits","verw":"repair","hoehe":9055,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":35,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":26,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":7966,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":30,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":30,"moral":"problematic running account / there are further credits running but at other banks","verw":"used car","hoehe":3496,"sparkont":"500,- <= ... < 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":34,"weitkred":"at department store or mail order house","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":36,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":6948,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":35,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":48,"moral":"hesitant payment of previous credits","verw":"retraining","hoehe":12204,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":48,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":36,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":3446,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":42,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"repair","hoehe":684,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":40,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":33,"moral":"paid back previous credits at this bank","verw":"used car","hoehe":4281,"sparkont":"100,- <= ... < 500,- DM","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":23,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":42,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":7174,"sparkont":" >= 1000,- DM","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":30,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":24,"moral":"problematic running account / there are further credits running but at other banks","verw":"items of furniture","hoehe":1546,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"Guarantor","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":24,"weitkred":"at other banks","wohn":"free apartment","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":2359,"sparkont":"< 100,- DM","beszeit":"unemployed","rate":">= 35","famges":"male: divorced / living apart","buerge":"none","wohnzeit":"< 1 year","verm":"Car / Other","alter":33,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":3621,"sparkont":"< 100,- DM","beszeit":">= 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":31,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"radio / television","hoehe":741,"sparkont":"< 100,- DM","beszeit":"unemployed","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Car / Other","alter":22,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":7865,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":53,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":2910,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"< 1 year","verm":"Ownership of house or land","alter":34,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":18,"moral":"paid back previous credits at this bank","verw":"other","hoehe":5302,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":36,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"four or five","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":36,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":3620,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"male: married / widowed","buerge":"Guarantor","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":37,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":3509,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"Guarantor","wohnzeit":"< 1 year","verm":"not available / no assets","alter":25,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":3017,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"20 <= ... < 25","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"not available / no assets","alter":34,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":1657,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":27,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":8,"moral":"paid back previous credits at this bank","verw":"business","hoehe":1164,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":51,"weitkred":"at other banks","wohn":"owner-occupied flat","bishkred":"two or three","beruf":"executive / self-employed / higher civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":36,"moral":"paid back previous credits at this bank","verw":"used car","hoehe":6229,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"Co-Applicant","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":23,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":24,"moral":"problematic running account / there are further credits running but at other banks","verw":"other","hoehe":1193,"sparkont":"not available / no savings","beszeit":"unemployed","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"Co-Applicant","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":29,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"two or three","beruf":"unemployed / unskilled with no permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":30,"moral":"hesitant payment of previous credits","verw":"used car","hoehe":4583,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: divorced / living apart","buerge":"Guarantor","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":32,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":36,"moral":"paid back previous credits at this bank","verw":"used car","hoehe":5371,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"Guarantor","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":28,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":708,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"Guarantor","wohnzeit":"4 <= ... < 7 years","verm":"Car / Other","alter":38,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":21,"moral":"paid back previous credits at this bank","verw":"other","hoehe":571,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":65,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":30,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":2522,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":">= 35","famges":"male: married / widowed","buerge":"Guarantor","wohnzeit":"4 <= ... < 7 years","verm":"Car / Other","alter":39,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":36,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":5179,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":29,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":36,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":8229,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":26,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"paid back previous credits at this bank","verw":"used car","hoehe":2028,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":30,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":6,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1374,"sparkont":" >= 1000,- DM","beszeit":"unemployed","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Car / Other","alter":75,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":1289,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"Guarantor","wohnzeit":"< 1 year","verm":"Car / Other","alter":21,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":36,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":2712,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":41,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":15,"moral":"paid back previous credits at this bank","verw":"used car","hoehe":975,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: divorced / living apart","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Car / Other","alter":25,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":6,"moral":"no problems with current credits at this bank","verw":"used car","hoehe":1050,"sparkont":"not available / no savings","beszeit":"unemployed","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"< 1 year","verm":"Car / Other","alter":35,"weitkred":"at department store or mail order house","wohn":"rented flat","bishkred":"two or three","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"no"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":6,"moral":"paid back previous credits at this bank","verw":"other","hoehe":609,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Car / Other","alter":37,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":48,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":4788,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Car / Other","alter":26,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":3069,"sparkont":"< 100,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":30,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":836,"sparkont":"< 100,- DM","beszeit":"<= 1 year","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":23,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":2577,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: divorced / living apart","buerge":"none","wohnzeit":"< 1 year","verm":"Savings contract with a building society / Life insurance","alter":42,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":1620,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"Co-Applicant","wohnzeit":"4 <= ... < 7 years","verm":"Car / Other","alter":30,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":15,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":1845,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"Guarantor","wohnzeit":"< 1 year","verm":"Car / Other","alter":46,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":6579,"sparkont":"not available / no savings","beszeit":"unemployed","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Ownership of house or land","alter":29,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1893,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"Guarantor","wohnzeit":">= 7 years","verm":"Car / Other","alter":29,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":30,"moral":"paid back previous credits at this bank","verw":"new car","hoehe":10623,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":38,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"four or five","beruf":"executive / self-employed / higher civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":2249,"sparkont":"< 100,- DM","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":30,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":30,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":3108,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"25 <= ... < 35","famges":"male: divorced / living apart","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":31,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":12,"moral":"paid back previous credits at this bank","verw":"other","hoehe":958,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"not available / no assets","alter":47,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":9277,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: divorced / living apart","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":48,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"paid back previous credits at this bank","verw":"business","hoehe":6314,"sparkont":"not available / no savings","beszeit":"unemployed","rate":"< 20","famges":"male: married / widowed","buerge":"Co-Applicant","wohnzeit":"1 <= ... < 4 years","verm":"Ownership of house or land","alter":27,"weitkred":"at other banks","wohn":"rented flat","bishkred":"two or three","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":12,"moral":"paid back previous credits at this bank","verw":"new car","hoehe":1526,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":66,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"two or three","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":3590,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"Co-Applicant","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":29,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":24,"moral":"paid back previous credits at this bank","verw":"new car","hoehe":6615,"sparkont":"not available / no savings","beszeit":"unemployed","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":75,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"two or three","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":6,"moral":"paid back previous credits at this bank","verw":"used car","hoehe":1872,"sparkont":"not available / no savings","beszeit":"unemployed","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":36,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"four or five","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":2859,"sparkont":" >= 1000,- DM","beszeit":"unemployed","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":38,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":18,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":1582,"sparkont":"500,- <= ... < 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":46,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":6,"moral":"no previous credits / paid back all previous credits","verw":"vacation","hoehe":1238,"sparkont":" >= 1000,- DM","beszeit":"unemployed","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":36,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":2578,"sparkont":"not available / no savings","beszeit":"unemployed","rate":"20 <= ... < 25","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":55,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":15,"moral":"paid back previous credits at this bank","verw":"used car","hoehe":1433,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Car / Other","alter":25,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":42,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":7882,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"Guarantor","wohnzeit":">= 7 years","verm":"Car / Other","alter":45,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":4169,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":28,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":36,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":3959,"sparkont":"not available / no savings","beszeit":"unemployed","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Car / Other","alter":30,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":36,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":3249,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":39,"weitkred":"at other banks","wohn":"owner-occupied flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":3149,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"< 1 year","verm":"Ownership of house or land","alter":22,"weitkred":"at other banks","wohn":"owner-occupied flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":12,"moral":"paid back previous credits at this bank","verw":"used car","hoehe":2246,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Car / Other","alter":60,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":13,"moral":"paid back previous credits at this bank","verw":"retraining","hoehe":1797,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":"< 1 year","verm":"Car / Other","alter":28,"weitkred":"at other banks","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":20,"moral":"paid back previous credits at this bank","verw":"used car","hoehe":4272,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":24,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":24,"moral":"paid back previous credits at this bank","verw":"new car","hoehe":2957,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":63,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":36,"moral":"paid back previous credits at this bank","verw":"used car","hoehe":2348,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"female: single","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":46,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":42,"moral":"hesitant payment of previous credits","verw":"retraining","hoehe":6289,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"25 <= ... < 35","famges":"male: divorced / living apart","buerge":"none","wohnzeit":"< 1 year","verm":"Car / Other","alter":33,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":24,"moral":"paid back previous credits at this bank","verw":"new car","hoehe":6419,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":44,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"two or three","beruf":"executive / self-employed / higher civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":48,"moral":"paid back previous credits at this bank","verw":"new car","hoehe":6143,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":58,"weitkred":"at department store or mail order house","wohn":"owner-occupied flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"paid back previous credits at this bank","verw":"repair","hoehe":1597,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":54,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":36,"moral":"no previous credits / paid back all previous credits","verw":"business","hoehe":15857,"sparkont":"not available / no savings","beszeit":"unemployed","rate":"25 <= ... < 35","famges":"male: divorced / living apart","buerge":"Co-Applicant","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":43,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":2223,"sparkont":"< 100,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":52,"weitkred":"at other banks","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":48,"moral":"no problems with current credits at this bank","verw":"items of furniture","hoehe":7238,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":32,"weitkred":"at other banks","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":30,"moral":"no problems with current credits at this bank","verw":"retraining","hoehe":2503,"sparkont":"< 100,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":41,"weitkred":"at department store or mail order house","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"retraining","hoehe":2622,"sparkont":"< 100,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":34,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":4351,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":48,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":6,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":368,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":38,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"vacation","hoehe":754,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":38,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":2424,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":53,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":48,"moral":"no problems with current credits at this bank","verw":"retraining","hoehe":6681,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":38,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":18,"moral":"no problems with current credits at this bank","verw":"retraining","hoehe":2427,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":42,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":24,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":1216,"sparkont":"< 100,- DM","beszeit":"<= 1 year","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":38,"weitkred":"at other banks","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":6,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":753,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"Guarantor","wohnzeit":"4 <= ... < 7 years","verm":"not available / no assets","alter":64,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":7,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":2576,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"Guarantor","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":35,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"no"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":6,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":590,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"20 <= ... < 25","famges":"female: single","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"not available / no assets","alter":26,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"no"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":8,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1414,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"Guarantor","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":33,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"no"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1103,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"Guarantor","wohnzeit":"4 <= ... < 7 years","verm":"not available / no assets","alter":29,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":12,"moral":"no problems with current credits at this bank","verw":"items of furniture","hoehe":585,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: single","buerge":"Co-Applicant","wohnzeit":">= 7 years","verm":"not available / no assets","alter":20,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":6,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1068,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":28,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":8,"moral":"paid back previous credits at this bank","verw":"other","hoehe":713,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":47,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1092,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"Guarantor","wohnzeit":">= 7 years","verm":"not available / no assets","alter":49,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":7,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":2329,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"Guarantor","wohnzeit":"< 1 year","verm":"not available / no assets","alter":45,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":13,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":882,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"male: married / widowed","buerge":"Guarantor","wohnzeit":">= 7 years","verm":"not available / no assets","alter":23,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":866,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: single","buerge":"Guarantor","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":25,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":7,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":2415,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"Guarantor","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":34,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":13,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":2101,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"Guarantor","wohnzeit":">= 7 years","verm":"Car / Other","alter":23,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1301,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"female: single","buerge":"Guarantor","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":32,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1113,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"Guarantor","wohnzeit":">= 7 years","verm":"not available / no assets","alter":26,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":8,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":760,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"Guarantor","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":44,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":625,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"female: single","buerge":"Guarantor","wohnzeit":"< 1 year","verm":"not available / no assets","alter":26,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":6,"moral":"paid back previous credits at this bank","verw":"other","hoehe":1323,"sparkont":"< 100,- DM","beszeit":">= 7 years","rate":"25 <= ... < 35","famges":"male: divorced / living apart","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":28,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":9,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":1138,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":25,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":18,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":1795,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"20 <= ... < 25","famges":"female: divorced / living apart / married","buerge":"Guarantor","wohnzeit":">= 7 years","verm":"not available / no assets","alter":48,"weitkred":"at other banks","wohn":"free apartment","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":15,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":2728,"sparkont":" >= 1000,- DM","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"Guarantor","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":35,"weitkred":"at other banks","wohn":"rented flat","bishkred":"four or five","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":6,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":484,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"20 <= ... < 25","famges":"female: single","buerge":"Guarantor","wohnzeit":"4 <= ... < 7 years","verm":"not available / no assets","alter":28,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":10,"moral":"problematic running account / there are further credits running but at other banks","verw":"items of furniture","hoehe":1048,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":23,"weitkred":"at department store or mail order house","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1155,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"20 <= ... < 25","famges":"female: single","buerge":"Guarantor","wohnzeit":"4 <= ... < 7 years","verm":"not available / no assets","alter":40,"weitkred":"at other banks","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":20,"moral":"no problems with current credits at this bank","verw":"new car","hoehe":7057,"sparkont":" >= 1000,- DM","beszeit":"4 <= ... < 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":36,"weitkred":"at other banks","wohn":"free apartment","bishkred":"two or three","beruf":"executive / self-employed / higher civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":15,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":1537,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"Guarantor","wohnzeit":">= 7 years","verm":"not available / no assets","alter":50,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":2214,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Car / Other","alter":24,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"paid back previous credits at this bank","verw":"used car","hoehe":1585,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Car / Other","alter":40,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":10,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":1521,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: divorced / living apart","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":31,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":36,"moral":"problematic running account / there are further credits running but at other banks","verw":"radio / television","hoehe":3990,"sparkont":" >= 1000,- DM","beszeit":"<= 1 year","rate":"20 <= ... < 25","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Ownership of house or land","alter":29,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"unemployed / unskilled with no permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":3049,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"Car / Other","alter":45,"weitkred":"at department store or mail order house","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1282,"sparkont":"< 100,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":32,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":60,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":10144,"sparkont":"< 100,- DM","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":21,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1168,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: single","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"not available / no assets","alter":27,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":6,"moral":"no previous credits / paid back all previous credits","verw":"household appliances","hoehe":454,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"20 <= ... < 25","famges":"female: single","buerge":"none","wohnzeit":"< 1 year","verm":"Car / Other","alter":22,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":15,"moral":"no problems with current credits at this bank","verw":"new car","hoehe":3594,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":46,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":1768,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":24,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":60,"moral":"no problems with current credits at this bank","verw":"items of furniture","hoehe":15653,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":21,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":12,"moral":"no problems with current credits at this bank","verw":"other","hoehe":2247,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":36,"weitkred":"at department store or mail order house","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1413,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: single","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":28,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":45,"moral":"paid back previous credits at this bank","verw":"new car","hoehe":4576,"sparkont":"< 100,- DM","beszeit":"unemployed","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":27,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":24,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":1231,"sparkont":"500,- <= ... < 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":57,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"two or three","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":36,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":8335,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":47,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":36,"moral":"paid back previous credits at this bank","verw":"new car","hoehe":5800,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":34,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":18,"moral":"no problems with current credits at this bank","verw":"repair","hoehe":8471,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":23,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":30,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":3622,"sparkont":"500,- <= ... < 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":57,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":6,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":1169,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":67,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":15,"moral":"no previous credits / paid back all previous credits","verw":"radio / television","hoehe":1262,"sparkont":"100,- <= ... < 500,- DM","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Car / Other","alter":36,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":24,"moral":"paid back previous credits at this bank","verw":"used car","hoehe":3617,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"Co-Applicant","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":20,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":30,"moral":"paid back previous credits at this bank","verw":"other","hoehe":2181,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":36,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":48,"moral":"problematic running account / there are further credits running but at other banks","verw":"retraining","hoehe":7685,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"Guarantor","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":37,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":48,"moral":"paid back previous credits at this bank","verw":"repair","hoehe":6110,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Ownership of house or land","alter":31,"weitkred":"at other banks","wohn":"owner-occupied flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":3757,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"Co-Applicant","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":62,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":42,"moral":"paid back previous credits at this bank","verw":"household appliances","hoehe":3394,"sparkont":"not available / no savings","beszeit":"unemployed","rate":"< 20","famges":"male: married / widowed","buerge":"Co-Applicant","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":65,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"unemployed / unskilled with no permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":36,"moral":"paid back previous credits at this bank","verw":"retraining","hoehe":6304,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":36,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":9,"moral":"paid back previous credits at this bank","verw":"repair","hoehe":1244,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":41,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":6,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":3518,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"Guarantor","wohnzeit":"4 <= ... < 7 years","verm":"Car / Other","alter":26,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":36,"moral":"hesitant payment of previous credits","verw":"household appliances","hoehe":2613,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":27,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":48,"moral":"no previous credits / paid back all previous credits","verw":"repair","hoehe":7476,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"< 1 year","verm":"Ownership of house or land","alter":50,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"retraining","hoehe":4591,"sparkont":"500,- <= ... < 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Car / Other","alter":54,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"four or five","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":1924,"sparkont":" >= 1000,- DM","beszeit":"<= 1 year","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"not available / no assets","alter":27,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":72,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":5595,"sparkont":"< 100,- DM","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"female: single","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":24,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":48,"moral":"no problems with current credits at this bank","verw":"repair","hoehe":6224,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":50,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":15,"moral":"no previous credits / paid back all previous credits","verw":"repair","hoehe":1905,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":40,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":21,"moral":"no problems with current credits at this bank","verw":"new car","hoehe":2993,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":28,"weitkred":"at department store or mail order house","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":36,"moral":"no problems with current credits at this bank","verw":"new car","hoehe":8947,"sparkont":" >= 1000,- DM","beszeit":"4 <= ... < 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":31,"weitkred":"at department store or mail order house","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":4020,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":27,"weitkred":"at department store or mail order house","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":2779,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"female: single","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":21,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":21,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":2782,"sparkont":"100,- <= ... < 500,- DM","beszeit":"4 <= ... < 7 years","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":31,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1884,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":39,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":36,"moral":"paid back previous credits at this bank","verw":"new car","hoehe":11054,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":30,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":60,"moral":"no problems with current credits at this bank","verw":"items of furniture","hoehe":9157,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Ownership of house or land","alter":27,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":42,"moral":"problematic running account / there are further credits running but at other banks","verw":"new car","hoehe":9283,"sparkont":"not available / no savings","beszeit":"unemployed","rate":">= 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Ownership of house or land","alter":55,"weitkred":"at other banks","wohn":"owner-occupied flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":60,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":6527,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":34,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":15,"moral":"paid back previous credits at this bank","verw":"new car","hoehe":3368,"sparkont":"500,- <= ... < 1000,- DM","beszeit":">= 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":23,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":15,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":2511,"sparkont":"not available / no savings","beszeit":"unemployed","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":23,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no running account","duration":36,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":5493,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":42,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":6,"moral":"no previous credits / paid back all previous credits","verw":"radio / television","hoehe":1338,"sparkont":"100,- <= ... < 500,- DM","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"male: divorced / living apart","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":62,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":9,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1082,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":37,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":18,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":1149,"sparkont":"500,- <= ... < 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"not available / no assets","alter":46,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":15,"moral":"no previous credits / paid back all previous credits","verw":"household appliances","hoehe":1308,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":38,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":20,"moral":"hesitant payment of previous credits","verw":"new car","hoehe":6148,"sparkont":"< 100,- DM","beszeit":">= 7 years","rate":"20 <= ... < 25","famges":"female: single","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":31,"weitkred":"at other banks","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":1736,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"20 <= ... < 25","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":31,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":3059,"sparkont":"500,- <= ... < 1000,- DM","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"male: divorced / living apart","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":61,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":2996,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"female: single","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":20,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":30,"moral":"paid back previous credits at this bank","verw":"new car","hoehe":7596,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":">= 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":63,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":30,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":4811,"sparkont":" >= 1000,- DM","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":24,"weitkred":"at department store or mail order house","wohn":"free apartment","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":6,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":1766,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"female: single","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":21,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":2760,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":36,"weitkred":"at other banks","wohn":"owner-occupied flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"paid back previous credits at this bank","verw":"household appliances","hoehe":5507,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":44,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":9,"moral":"no previous credits / paid back all previous credits","verw":"repair","hoehe":1199,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":67,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"0 <= ... <= 200","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":2892,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"20 <= ... < 25","famges":"male: divorced / living apart","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":51,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Good","balance_credit_acc":"no balance or debit","duration":36,"moral":"no problems with current credits at this bank","verw":"other","hoehe":2862,"sparkont":"< 100,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Ownership of house or land","alter":30,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":9,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":654,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":28,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":9,"moral":"paid back previous credits at this bank","verw":"repair","hoehe":1136,"sparkont":"500,- <= ... < 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Ownership of house or land","alter":32,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":4113,"sparkont":"100,- <= ... < 500,- DM","beszeit":"<= 1 year","rate":"20 <= ... < 25","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":28,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":6,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":14555,"sparkont":" >= 1000,- DM","beszeit":"unemployed","rate":">= 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":23,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unemployed / unskilled with no permanent residence","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":15,"moral":"hesitant payment of previous credits","verw":"other","hoehe":950,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":33,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":24,"moral":"paid back previous credits at this bank","verw":"other","hoehe":1199,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":60,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":12,"moral":"hesitant payment of previous credits","verw":"other","hoehe":1082,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":48,"weitkred":"at other banks","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":30,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":2150,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"Guarantor","wohnzeit":"1 <= ... < 4 years","verm":"Ownership of house or land","alter":24,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":36,"moral":"paid back previous credits at this bank","verw":"other","hoehe":2820,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"male: divorced / living apart","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":27,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":48,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":3060,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":28,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":2600,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":65,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":21,"moral":"hesitant payment of previous credits","verw":"other","hoehe":5003,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":29,"weitkred":"at other banks","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":60,"moral":"no previous credits / paid back all previous credits","verw":"repair","hoehe":6288,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":42,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"no problems with current credits at this bank","verw":"other","hoehe":2538,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":47,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":9,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1478,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":22,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":39,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":4933,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"Guarantor","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":25,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":18,"moral":"paid back previous credits at this bank","verw":"other","hoehe":1530,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":32,"weitkred":"at other banks","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":9,"moral":"problematic running account / there are further credits running but at other banks","verw":"other","hoehe":1437,"sparkont":"< 100,- DM","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Ownership of house or land","alter":29,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":15,"moral":"no previous credits / paid back all previous credits","verw":"radio / television","hoehe":1275,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":24,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1823,"sparkont":"not available / no savings","beszeit":"unemployed","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":30,"weitkred":"at department store or mail order house","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":9,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1422,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Ownership of house or land","alter":27,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"radio / television","hoehe":1217,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: single","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"not available / no assets","alter":47,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":36,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":9271,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"< 1 year","verm":"Savings contract with a building society / Life insurance","alter":24,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":36,"moral":"no problems with current credits at this bank","verw":"retraining","hoehe":2145,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"< 1 year","verm":"Savings contract with a building society / Life insurance","alter":24,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":36,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1842,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":34,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":18,"moral":"no problems with current credits at this bank","verw":"used car","hoehe":4297,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: divorced / living apart","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Ownership of house or land","alter":40,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":6,"moral":"paid back previous credits at this bank","verw":"used car","hoehe":3384,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"male: divorced / living apart","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":44,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":18,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":1245,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: single","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":33,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":15,"moral":"no previous credits / paid back all previous credits","verw":"repair","hoehe":4623,"sparkont":"< 100,- DM","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":40,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":30,"moral":"paid back previous credits at this bank","verw":"used car","hoehe":8386,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":49,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":24,"moral":"no problems with current credits at this bank","verw":"items of furniture","hoehe":1024,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"female: single","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":48,"weitkred":"at department store or mail order house","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":36,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":14318,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Ownership of house or land","alter":57,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":6,"moral":"problematic running account / there are further credits running but at other banks","verw":"repair","hoehe":433,"sparkont":"500,- <= ... < 1000,- DM","beszeit":"<= 1 year","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":24,"weitkred":"at other banks","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":12,"moral":"problematic running account / there are further credits running but at other banks","verw":"items of furniture","hoehe":2149,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: divorced / living apart","buerge":"none","wohnzeit":"< 1 year","verm":"Ownership of house or land","alter":29,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":2397,"sparkont":"100,- <= ... < 500,- DM","beszeit":">= 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":35,"weitkred":"at other banks","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":6,"moral":"problematic running account / there are further credits running but at other banks","verw":"other","hoehe":931,"sparkont":"< 100,- DM","beszeit":"<= 1 year","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"Car / Other","alter":32,"weitkred":"at department store or mail order house","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":15,"moral":"no problems with current credits at this bank","verw":"household appliances","hoehe":1512,"sparkont":"500,- <= ... < 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"female: single","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Car / Other","alter":61,"weitkred":"at department store or mail order house","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":24,"moral":"hesitant payment of previous credits","verw":"retraining","hoehe":4241,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":36,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"four or five","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":24,"moral":"paid back previous credits at this bank","verw":"used car","hoehe":4736,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":25,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":15,"moral":"hesitant payment of previous credits","verw":"other","hoehe":1778,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"not available / no assets","alter":26,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"two or three","beruf":"unemployed / unskilled with no permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"0 <= ... <= 200","duration":15,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":2327,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"not available / no assets","alter":25,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":24,"moral":"problematic running account / there are further credits running but at other banks","verw":"used car","hoehe":6872,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"25 <= ... < 35","famges":"male: divorced / living apart","buerge":"none","wohnzeit":"< 1 year","verm":"Car / Other","alter":55,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"repair","hoehe":795,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":53,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"0 <= ... <= 200","duration":30,"moral":"no problems with current credits at this bank","verw":"retraining","hoehe":1908,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":66,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":36,"moral":"hesitant payment of previous credits","verw":"retraining","hoehe":1953,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":61,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"0 <= ... <= 200","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":2864,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"< 1 year","verm":"not available / no assets","alter":34,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"0 <= ... <= 200","duration":21,"moral":"paid back previous credits at this bank","verw":"repair","hoehe":2319,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"25 <= ... < 35","famges":"male: divorced / living apart","buerge":"none","wohnzeit":"< 1 year","verm":"Savings contract with a building society / Life insurance","alter":33,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":915,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":29,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"0 <= ... <= 200","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":947,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Ownership of house or land","alter":38,"weitkred":"at other banks","wohn":"owner-occupied flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1381,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":35,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1285,"sparkont":" >= 1000,- DM","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":32,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1371,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":25,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1042,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":33,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":900,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: single","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":23,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1207,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":24,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":18,"moral":"hesitant payment of previous credits","verw":"other","hoehe":2278,"sparkont":"< 100,- DM","beszeit":"<= 1 year","rate":"20 <= ... < 25","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":28,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":60,"moral":"no problems with current credits at this bank","verw":"retraining","hoehe":6836,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":63,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":3345,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":39,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":6,"moral":"problematic running account / there are further credits running but at other banks","verw":"repair","hoehe":1198,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":35,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":48,"moral":"no previous credits / paid back all previous credits","verw":"retraining","hoehe":15672,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":23,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":60,"moral":"no previous credits / paid back all previous credits","verw":"retraining","hoehe":7297,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"Co-Applicant","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":36,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"household appliances","hoehe":1943,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":23,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":3190,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":24,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":9,"moral":"problematic running account / there are further credits running but at other banks","verw":"new car","hoehe":5129,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":74,"weitkred":"at other banks","wohn":"owner-occupied flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":18,"moral":"no problems with current credits at this bank","verw":"used car","hoehe":1808,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"not available / no assets","alter":22,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"0 <= ... <= 200","duration":10,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1240,"sparkont":"< 100,- DM","beszeit":">= 7 years","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":48,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":759,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":26,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":8,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":1237,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":24,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":9,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":1980,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"Co-Applicant","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":19,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":48,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":10961,"sparkont":"500,- <= ... < 1000,- DM","beszeit":"4 <= ... < 7 years","rate":">= 35","famges":"male: married / widowed","buerge":"Co-Applicant","wohnzeit":"1 <= ... < 4 years","verm":"Ownership of house or land","alter":27,"weitkred":"at other banks","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":36,"moral":"no problems with current credits at this bank","verw":"repair","hoehe":6887,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Car / Other","alter":29,"weitkred":"at department store or mail order house","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1938,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"male: divorced / living apart","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Car / Other","alter":32,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":21,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1835,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":25,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":24,"moral":"no problems with current credits at this bank","verw":"items of furniture","hoehe":1659,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":29,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":6,"moral":"no problems with current credits at this bank","verw":"other","hoehe":1209,"sparkont":"not available / no savings","beszeit":"unemployed","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":47,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":48,"moral":"hesitant payment of previous credits","verw":"retraining","hoehe":3844,"sparkont":"< 100,- DM","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":34,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":12,"moral":"paid back previous credits at this bank","verw":"other","hoehe":4843,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"Co-Applicant","wohnzeit":">= 7 years","verm":"Car / Other","alter":43,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"household appliances","hoehe":639,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":30,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":48,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":5951,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":22,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":36,"moral":"hesitant payment of previous credits","verw":"items of furniture","hoehe":3804,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"Savings contract with a building society / Life insurance","alter":42,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":36,"moral":"no problems with current credits at this bank","verw":"items of furniture","hoehe":4463,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":26,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":36,"moral":"no problems with current credits at this bank","verw":"retraining","hoehe":7980,"sparkont":" >= 1000,- DM","beszeit":"<= 1 year","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":27,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"0 <= ... <= 200","duration":36,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":4210,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":26,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":6,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":4611,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":32,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":11560,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":23,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"two or three","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":18,"moral":"hesitant payment of previous credits","verw":"retraining","hoehe":4165,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":36,"weitkred":"at department store or mail order house","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":4057,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"20 <= ... < 25","famges":"male: divorced / living apart","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":43,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":18,"moral":"problematic running account / there are further credits running but at other banks","verw":"other","hoehe":6458,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":39,"weitkred":"at other banks","wohn":"rented flat","bishkred":"two or three","beruf":"executive / self-employed / higher civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1386,"sparkont":"100,- <= ... < 500,- DM","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":26,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":36,"moral":"no previous credits / paid back all previous credits","verw":"repair","hoehe":1977,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":40,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":18,"moral":"paid back previous credits at this bank","verw":"used car","hoehe":1928,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":31,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":1123,"sparkont":"100,- <= ... < 500,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":29,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"business","hoehe":11328,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"Co-Applicant","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":29,"weitkred":"at other banks","wohn":"rented flat","bishkred":"two or three","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":24,"moral":"paid back previous credits at this bank","verw":"business","hoehe":11938,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"Co-Applicant","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":39,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"executive / self-employed / higher civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":27,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":2520,"sparkont":"100,- <= ... < 500,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":23,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":30,"moral":"no problems with current credits at this bank","verw":"items of furniture","hoehe":1919,"sparkont":"< 100,- DM","beszeit":"<= 1 year","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Ownership of house or land","alter":30,"weitkred":"at department store or mail order house","wohn":"rented flat","bishkred":"two or three","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":60,"moral":"problematic running account / there are further credits running but at other banks","verw":"business","hoehe":14782,"sparkont":"< 100,- DM","beszeit":">= 7 years","rate":"20 <= ... < 25","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":60,"weitkred":"at other banks","wohn":"owner-occupied flat","bishkred":"two or three","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":36,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":2671,"sparkont":"< 100,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"Co-Applicant","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":50,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":36,"moral":"no previous credits / paid back all previous credits","verw":"repair","hoehe":12612,"sparkont":"< 100,- DM","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":47,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":45,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":3031,"sparkont":"< 100,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"Guarantor","wohnzeit":">= 7 years","verm":"Car / Other","alter":21,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":12,"moral":"problematic running account / there are further credits running but at other banks","verw":"items of furniture","hoehe":626,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":24,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":24,"moral":"paid back previous credits at this bank","verw":"retraining","hoehe":1935,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: divorced / living apart","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":31,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"0 <= ... <= 200","duration":24,"moral":"paid back previous credits at this bank","verw":"other","hoehe":1344,"sparkont":" >= 1000,- DM","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":37,"weitkred":"at other banks","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":1533,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"female: single","buerge":"Co-Applicant","wohnzeit":"< 1 year","verm":"Car / Other","alter":43,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":48,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":3931,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":46,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":24,"moral":"problematic running account / there are further credits running but at other banks","verw":"used car","hoehe":3349,"sparkont":"100,- <= ... < 500,- DM","beszeit":"<= 1 year","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":30,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":36,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":2302,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: divorced / living apart","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":31,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":42,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":3965,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":34,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":727,"sparkont":"< 100,- DM","beszeit":"<= 1 year","rate":"< 20","famges":"female: single","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Ownership of house or land","alter":33,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":48,"moral":"no previous credits / paid back all previous credits","verw":"retraining","hoehe":3914,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: divorced / living apart","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":38,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":48,"moral":"no previous credits / paid back all previous credits","verw":"retraining","hoehe":4308,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"20 <= ... < 25","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":24,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1534,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":">= 35","famges":"female: single","buerge":"none","wohnzeit":"< 1 year","verm":"not available / no assets","alter":23,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":18,"moral":"paid back previous credits at this bank","verw":"other","hoehe":2775,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":31,"weitkred":"at other banks","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":40,"moral":"paid back previous credits at this bank","verw":"repair","hoehe":5998,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Ownership of house or land","alter":27,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"0 <= ... <= 200","duration":15,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":1271,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":39,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1295,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"20 <= ... < 25","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"Savings contract with a building society / Life insurance","alter":25,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":36,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":9398,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":">= 35","famges":"female: single","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":28,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":951,"sparkont":"< 100,- DM","beszeit":"<= 1 year","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":27,"weitkred":"at other banks","wohn":"free apartment","bishkred":"six or more","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1355,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"20 <= ... < 25","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":25,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":48,"moral":"no previous credits / paid back all previous credits","verw":"radio / television","hoehe":3051,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":54,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":36,"moral":"paid back previous credits at this bank","verw":"other","hoehe":7855,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":25,"weitkred":"at department store or mail order house","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":433,"sparkont":"not available / no savings","beszeit":"unemployed","rate":"20 <= ... < 25","famges":"female: divorced / living apart / married","buerge":"Co-Applicant","wohnzeit":">= 7 years","verm":"not available / no assets","alter":22,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":36,"moral":"no problems with current credits at this bank","verw":"retraining","hoehe":9572,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":">= 35","famges":"male: divorced / living apart","buerge":"none","wohnzeit":"< 1 year","verm":"Savings contract with a building society / Life insurance","alter":28,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":24,"moral":"problematic running account / there are further credits running but at other banks","verw":"repair","hoehe":1837,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":34,"weitkred":"at other banks","wohn":"owner-occupied flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":30,"moral":"paid back previous credits at this bank","verw":"other","hoehe":4249,"sparkont":"not available / no savings","beszeit":"unemployed","rate":"< 20","famges":"female: single","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":28,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":30,"moral":"paid back previous credits at this bank","verw":"other","hoehe":5234,"sparkont":"not available / no savings","beszeit":"unemployed","rate":"< 20","famges":"female: single","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":28,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":48,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":6758,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":31,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":9,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1366,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"20 <= ... < 25","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":22,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":24,"moral":"problematic running account / there are further credits running but at other banks","verw":"business","hoehe":1358,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":40,"weitkred":"at department store or mail order house","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":2473,"sparkont":"not available / no savings","beszeit":"unemployed","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"< 1 year","verm":"Savings contract with a building society / Life insurance","alter":25,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unemployed / unskilled with no permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"0 <= ... <= 200","duration":9,"moral":"hesitant payment of previous credits","verw":"items of furniture","hoehe":1337,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":34,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":48,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":7763,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":42,"weitkred":"at other banks","wohn":"owner-occupied flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":15,"moral":"problematic running account / there are further credits running but at other banks","verw":"other","hoehe":1264,"sparkont":"< 100,- DM","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"female: single","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":25,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":15,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":2631,"sparkont":"< 100,- DM","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":28,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":48,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":6560,"sparkont":"< 100,- DM","beszeit":"4 <= ... < 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":24,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":3123,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"Car / Other","alter":27,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":36,"moral":"paid back previous credits at this bank","verw":"repair","hoehe":8065,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Ownership of house or land","alter":25,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":2439,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":35,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":36,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":9034,"sparkont":"< 100,- DM","beszeit":"<= 1 year","rate":"< 20","famges":"male: married / widowed","buerge":"Co-Applicant","wohnzeit":"< 1 year","verm":"Ownership of house or land","alter":29,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":60,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":14027,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Ownership of house or land","alter":27,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":36,"moral":"paid back previous credits at this bank","verw":"new car","hoehe":9629,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":24,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1484,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"female: single","buerge":"none","wohnzeit":"< 1 year","verm":"not available / no assets","alter":25,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":1131,"sparkont":"not available / no savings","beszeit":"unemployed","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":33,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":24,"moral":"no problems with current credits at this bank","verw":"used car","hoehe":2064,"sparkont":"not available / no savings","beszeit":"unemployed","rate":"20 <= ... < 25","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":34,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":12976,"sparkont":"not available / no savings","beszeit":"unemployed","rate":"20 <= ... < 25","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":38,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":21,"moral":"no problems with current credits at this bank","verw":"retraining","hoehe":2580,"sparkont":"100,- <= ... < 500,- DM","beszeit":"<= 1 year","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":41,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":27,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":2570,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"not available / no assets","alter":21,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":27,"moral":"no previous credits / paid back all previous credits","verw":"retraining","hoehe":3915,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":36,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":10,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1309,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"Guarantor","wohnzeit":">= 7 years","verm":"Car / Other","alter":27,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":4817,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"Co-Applicant","wohnzeit":"4 <= ... < 7 years","verm":"Car / Other","alter":31,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":2579,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"< 1 year","verm":"not available / no assets","alter":33,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":36,"moral":"no problems with current credits at this bank","verw":"other","hoehe":2225,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":57,"weitkred":"at other banks","wohn":"owner-occupied flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":4153,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"Co-Applicant","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":42,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":18,"moral":"hesitant payment of previous credits","verw":"used car","hoehe":3114,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":26,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":18,"moral":"paid back previous credits at this bank","verw":"used car","hoehe":2124,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":24,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":18,"moral":"problematic running account / there are further credits running but at other banks","verw":"used car","hoehe":1553,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":44,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":30,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":2406,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":23,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":24,"moral":"no problems with current credits at this bank","verw":"other","hoehe":1333,"sparkont":"not available / no savings","beszeit":"unemployed","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":43,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":48,"moral":"hesitant payment of previous credits","verw":"used car","hoehe":7119,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":53,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":24,"moral":"no problems with current credits at this bank","verw":"other","hoehe":4870,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":53,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":12,"moral":"paid back previous credits at this bank","verw":"other","hoehe":691,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Car / Other","alter":35,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":42,"moral":"no problems with current credits at this bank","verw":"items of furniture","hoehe":4370,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":26,"weitkred":"at other banks","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":36,"moral":"problematic running account / there are further credits running but at other banks","verw":"used car","hoehe":2746,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":31,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":24,"moral":"hesitant payment of previous credits","verw":"used car","hoehe":4110,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":23,"weitkred":"at other banks","wohn":"free apartment","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":2462,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":22,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":1282,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":20,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":12,"moral":"hesitant payment of previous credits","verw":"used car","hoehe":2969,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Car / Other","alter":25,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":48,"moral":"hesitant payment of previous credits","verw":"new car","hoehe":4605,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":24,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":48,"moral":"paid back previous credits at this bank","verw":"new car","hoehe":6331,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":46,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":24,"moral":"problematic running account / there are further credits running but at other banks","verw":"used car","hoehe":3552,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":27,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":12,"moral":"problematic running account / there are further credits running but at other banks","verw":"other","hoehe":697,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":46,"weitkred":"at other banks","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1442,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":23,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":27,"moral":"hesitant payment of previous credits","verw":"retraining","hoehe":5293,"sparkont":"not available / no savings","beszeit":"unemployed","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":50,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":21,"moral":"no problems with current credits at this bank","verw":"repair","hoehe":3414,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"< 1 year","verm":"Car / Other","alter":26,"weitkred":"at department store or mail order house","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":2039,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":20,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":24,"moral":"problematic running account / there are further credits running but at other banks","verw":"retraining","hoehe":3161,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":31,"weitkred":"at other banks","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"vacation","hoehe":902,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"female: single","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":21,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":48,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":10297,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":39,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"four or five","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":48,"moral":"hesitant payment of previous credits","verw":"retraining","hoehe":14421,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":25,"weitkred":"at department store or mail order house","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":18,"moral":"paid back previous credits at this bank","verw":"other","hoehe":1056,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"Guarantor","wohnzeit":"4 <= ... < 7 years","verm":"not available / no assets","alter":30,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1274,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"20 <= ... < 25","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"not available / no assets","alter":37,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1223,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":">= 35","famges":"male: divorced / living apart","buerge":"none","wohnzeit":"< 1 year","verm":"not available / no assets","alter":46,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1372,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"25 <= ... < 35","famges":"male: divorced / living apart","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":36,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":16,"moral":"paid back previous credits at this bank","verw":"other","hoehe":2625,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"Guarantor","wohnzeit":">= 7 years","verm":"Car / Other","alter":43,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"no"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":20,"moral":"paid back previous credits at this bank","verw":"other","hoehe":2235,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: single","buerge":"Guarantor","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":33,"weitkred":"at other banks","wohn":"free apartment","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"no"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":9,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":959,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":29,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":18,"moral":"paid back previous credits at this bank","verw":"other","hoehe":884,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":36,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":1246,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":23,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":36,"moral":"no problems with current credits at this bank","verw":"other","hoehe":8086,"sparkont":"< 100,- DM","beszeit":">= 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":42,"weitkred":"at department store or mail order house","wohn":"rented flat","bishkred":"six or more","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":48,"moral":"paid back previous credits at this bank","verw":"other","hoehe":10127,"sparkont":"100,- <= ... < 500,- DM","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Ownership of house or land","alter":44,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":888,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":41,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"repair","hoehe":719,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":41,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":36,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":12389,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":37,"weitkred":"at other banks","wohn":"owner-occupied flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":709,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":57,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":15,"moral":"problematic running account / there are further credits running but at other banks","verw":"other","hoehe":6850,"sparkont":"< 100,- DM","beszeit":"unemployed","rate":">= 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":34,"weitkred":"at department store or mail order house","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":10,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":2210,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":25,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":30,"moral":"problematic running account / there are further credits running but at other banks","verw":"new car","hoehe":7485,"sparkont":" >= 1000,- DM","beszeit":"unemployed","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"not available / no assets","alter":53,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":18,"moral":"problematic running account / there are further credits running but at other banks","verw":"other","hoehe":1442,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":32,"weitkred":"at other banks","wohn":"owner-occupied flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":797,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Car / Other","alter":33,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":45,"moral":"paid back previous credits at this bank","verw":"items of furniture","hoehe":4746,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":24,"weitkred":"at other banks","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"0 <= ... <= 200","duration":12,"moral":"paid back previous credits at this bank","verw":"other","hoehe":939,"sparkont":"100,- <= ... < 500,- DM","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"female: single","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":28,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"four or five","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":21,"moral":"no previous credits / paid back all previous credits","verw":"retraining","hoehe":1188,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":39,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":48,"moral":"paid back previous credits at this bank","verw":"new car","hoehe":11590,"sparkont":"< 100,- DM","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":24,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"0 <= ... <= 200","duration":12,"moral":"problematic running account / there are further credits running but at other banks","verw":"retraining","hoehe":609,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"not available / no assets","alter":26,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"unemployed / unskilled with no permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":18,"moral":"paid back previous credits at this bank","verw":"household appliances","hoehe":1190,"sparkont":"not available / no savings","beszeit":"unemployed","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":55,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"four or five","beruf":"unemployed / unskilled with no permanent residence","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":21,"moral":"no previous credits / paid back all previous credits","verw":"retraining","hoehe":2767,"sparkont":"< 100,- DM","beszeit":">= 7 years","rate":"< 20","famges":"male: divorced / living apart","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":61,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":30,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":3441,"sparkont":"< 100,- DM","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"Co-Applicant","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":21,"weitkred":"at other banks","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":30,"moral":"hesitant payment of previous credits","verw":"retraining","hoehe":4280,"sparkont":"< 100,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":26,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":3092,"sparkont":"< 100,- DM","beszeit":"<= 1 year","rate":"20 <= ... < 25","famges":"female: single","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":22,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":6761,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":68,"weitkred":"at department store or mail order house","wohn":"free apartment","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1331,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"< 1 year","verm":"Savings contract with a building society / Life insurance","alter":22,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":54,"moral":"hesitant payment of previous credits","verw":"retraining","hoehe":15945,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":58,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":3234,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":23,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":15,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":802,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"Savings contract with a building society / Life insurance","alter":37,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":48,"moral":"no previous credits / paid back all previous credits","verw":"used car","hoehe":9960,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":26,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":24,"moral":"no problems with current credits at this bank","verw":"retraining","hoehe":8648,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":27,"weitkred":"at other banks","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1345,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: single","buerge":"none","wohnzeit":"4 <= ... < 7 years","verm":"not available / no assets","alter":26,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":45,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1845,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":23,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":21,"moral":"problematic running account / there are further credits running but at other banks","verw":"other","hoehe":1647,"sparkont":" >= 1000,- DM","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":40,"weitkred":"at other banks","wohn":"rented flat","bishkred":"two or three","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":48,"moral":"no previous credits / paid back all previous credits","verw":"retraining","hoehe":4844,"sparkont":"not available / no savings","beszeit":"unemployed","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":33,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":27,"moral":"hesitant payment of previous credits","verw":"retraining","hoehe":8318,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"25 <= ... < 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":42,"weitkred":"at department store or mail order house","wohn":"owner-occupied flat","bishkred":"two or three","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"0 <= ... <= 200","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":2100,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"male: married / widowed","buerge":"Co-Applicant","wohnzeit":"1 <= ... < 4 years","verm":"not available / no assets","alter":37,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":45,"moral":"hesitant payment of previous credits","verw":"retraining","hoehe":11816,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":29,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":6,"moral":"no previous credits / paid back all previous credits","verw":"repair","hoehe":448,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":23,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":30,"moral":"no previous credits / paid back all previous credits","verw":"household appliances","hoehe":11998,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":">= 35","famges":"male: divorced / living apart","buerge":"none","wohnzeit":"< 1 year","verm":"Ownership of house or land","alter":34,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":48,"moral":"hesitant payment of previous credits","verw":"business","hoehe":18424,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Car / Other","alter":32,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"no"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":6,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":14896,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":">= 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":68,"weitkred":"at other banks","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
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{"Credit":"Bad","balance_credit_acc":"no running account","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":3386,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":"20 <= ... < 25","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Ownership of house or land","alter":35,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no balance or debit","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":2039,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":">= 35","famges":"female: single","buerge":"none","wohnzeit":"< 1 year","verm":"Car / Other","alter":22,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
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{"Credit":"Bad","balance_credit_acc":"no running account","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1882,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":">= 7 years","verm":"Savings contract with a building society / Life insurance","alter":25,"weitkred":"at other banks","wohn":"free apartment","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":48,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":6999,"sparkont":"not available / no savings","beszeit":"4 <= ... < 7 years","rate":">= 35","famges":"female: single","buerge":"Guarantor","wohnzeit":"< 1 year","verm":"not available / no assets","alter":34,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"two or three","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":" ... >= 200 DM or checking account for at least 1 year","duration":12,"moral":"paid back previous credits at this bank","verw":"retraining","hoehe":2292,"sparkont":"not available / no savings","beszeit":"unemployed","rate":"< 20","famges":"male: married / widowed","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":42,"weitkred":"at department store or mail order house","wohn":"rented flat","bishkred":"two or three","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":14,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":8978,"sparkont":"not available / no savings","beszeit":">= 7 years","rate":">= 35","famges":"male: divorced / living apart","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":45,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"executive / self-employed / higher civil servant","pers":"3 and more","telef":"yes","gastarb":"no"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":12,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":674,"sparkont":"< 100,- DM","beszeit":"4 <= ... < 7 years","rate":"< 20","famges":"female: single","buerge":"none","wohnzeit":"< 1 year","verm":"Car / Other","alter":20,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"3 and more","telef":"no","gastarb":"yes"}
{"Credit":"Bad","balance_credit_acc":"no running account","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"other","hoehe":976,"sparkont":"not available / no savings","beszeit":"<= 1 year","rate":">= 35","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"1 <= ... < 4 years","verm":"Savings contract with a building society / Life insurance","alter":23,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unskilled with permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
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{"Credit":"Bad","balance_credit_acc":"no running account","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"repair","hoehe":750,"sparkont":"not available / no savings","beszeit":"unemployed","rate":"< 20","famges":"female: divorced / living apart / married","buerge":"none","wohnzeit":"< 1 year","verm":"not available / no assets","alter":27,"weitkred":"no further running credits","wohn":"rented flat","bishkred":"one","beruf":"unemployed / unskilled with no permanent residence","pers":"3 and more","telef":"no","gastarb":"yes"}
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{"Credit":"Bad","balance_credit_acc":"no running account","duration":18,"moral":"no previous credits / paid back all previous credits","verw":"new car","hoehe":7511,"sparkont":" >= 1000,- DM","beszeit":">= 7 years","rate":">= 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"Car / Other","alter":51,"weitkred":"no further running credits","wohn":"owner-occupied flat","bishkred":"one","beruf":"skilled worker / skilled employee / minor civil servant","pers":"0 to 2","telef":"yes","gastarb":"yes"}
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{"Credit":"Bad","balance_credit_acc":"no running account","duration":24,"moral":"no previous credits / paid back all previous credits","verw":"items of furniture","hoehe":1987,"sparkont":"not available / no savings","beszeit":"1 <= ... < 4 years","rate":"25 <= ... < 35","famges":"male: married / widowed","buerge":"none","wohnzeit":">= 7 years","verm":"not available / no assets","alter":21,"weitkred":"no further running credits","wohn":"free apartment","bishkred":"one","beruf":"unskilled with permanent residence","pers":"0 to 2","telef":"no","gastarb":"yes"}
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